RBI-recognised SRO
Unified Fintech Forum UFF
Fintech (broad): lenders, wallets/PPIs, neobanks, BNPL
Why it matters if you borrow or pay
- Second RBI-recognised fintech SRO — now both major fintech lobbies are under RBI's SRO-FT rules: codes of conduct, member monitoring, grievance redress.
- Has a dedicated SRO portfolio in its Executive Committee (Chair: Progcap; Co-chair: Vivifi) — the desk expected to police members.
- Independent board stacked with ex-regulators: two former RBI Deputy Governor/ED-level officials, ex-CMD of SIDBI, ex-SBI Deputy MD.
What we're watching
- Freshly recognised — codes of conduct and enforcement machinery are yet to be tested in public.
- Track whether UFF publishes member-discipline actions, unlike FACE's unpublished enforcement record.
Governance
Board / Governing Council
| Name | Role | Affiliation |
|---|---|---|
| Alok Prasad | Chairman - Independent Board Member | Ex veteran banker |
| Dhananjay Tambe | Independent Board Member | Ex-Deputy MD & CIO, SBI |
| Meena Hemchandra | Independent Board Member | Ex-ED, Department of Supervision, RBI |
| Mohammad Mustafa | Independent Board Member | Ex-Chairman & MD, SIDBI / NHB / CERSAI |
| N S Vishwanathan | Independent Board Member | Ex-Deputy Governor, RBI |
| Y G Parande | Independent Board Member | Ex-Member, CBEC, MoF, IRS |
| Alok Mittal | Board Member | Co-Founder - Indifi |
| Anuj Kacker | Board Member | Co-Founder & COO - Freo |
| Harshvardhan Lunia | Board Member | Founder & CEO - Finsagex Technologies (Lendingkart) |
| Jitendra Gupta | Board Member | Founder - Jupiter |
| Manish Lunia | Board Member | Co-Founder - FlexiLoans |
| Sunil Kulkarni | Board Member | Advisor BCFI - Chair WG Reserve Bank Innovation Hub |
Executive Committee / Office bearers
| Name | Role | Affiliation |
|---|---|---|
| Manish Lunia | President | Co-Founder - FlexiLoans |
| Upasana Taku | Vice-President & Chair Events | Co-Founder, ED & CFO - MobiKwik |
| Anil Pinapala | Co-Chair SRO | Founder & MD - Vivifi |
| Pallavi Shrivastava | Chair SRO | Co-Founder - Progcap |
| Sangram Singh | Chair Knowledge | CEO - Indifi |
| Anurag Sinha | Chair Knowledge | Co-founder - Onecard |
| Sashank Rishyasringa | Co-Chair Policy Product & Tech | Co-Founder - Axio |
| Gaurav Chopra | Co-Chair Events | Founder - Indialends |
| Anuj Kacker | Chair PR | Co-Founder & COO - Freo |
| Shachindra Nath | EC Member | Founder & MD - UGRO Capital |
| Chiranth Patil | EC Member | Co-founder - Riskcovry |
| Srikanth Rajgopalan | EC Member | CEO - Perfios AA |
| Nalin Negi | EC Member | CEO - BharatPe |
Advisory Council
| Name | Role | Affiliation |
|---|---|---|
| Sathyan David | Advisory Council | Former CGM (Dept. of Supervision) RBI |
| Alpana Killawala | Advisory Council | Veteran central bank communications & PR expert |
| Siba Narayan Panda | Advisory Council | Veteran central banker and technology specialist |
Members (121)
| Organisation | Type | Website |
|---|---|---|
| Achiievers Finance | member | www.achiieversfinance.com |
| Advance.ai | member | www.advance.ai |
| Apollo Finvest | member | www.apollofinvest.com |
| Aspire | member | www.letsaspire.in |
| AuthBridge | member | authbridge.com |
| Avanse | member | www.avanse.com |
| Axio | member | www.axio.co.in |
| Bank of Baroda | associate | www.bankofbaroda.in |
| BDO | associate | www.bdo.global/en-gb/home |
| BharatNXT | member | web.bharatnxt.in |
| BharatPe | member | www.bharatpe.com |
| BPJ N BFC | member | bpjnbfc.in |
| Branch | member | branchapp.in |
| BSFG Finance | member | bsfg.finance |
| Bueno Finance | member | buenofinanceinc.com |
| Bureau | associate | www.bureau.id |
| CADRE | member | cadreodr.com |
| Capitabel | member | capitabel.com |
| Capri Loans | member | www.capriloans.in |
| CARS24 | member | www.cars24.com |
| Chinmay Finlease | member | www.chinmayfinlease.com |
| Clari5 | associate | www.clari5.com |
| CRED | member | www.cred.club |
| Credit Saison | member | creditsaison.in |
| CreditSea | member | www.creditsea.com |
| Creditt | member | creditt.in |
| CRIF High Mark | associate | www.crifhighmark.com |
| Cyber Ambassador | associate | www.cyberambassador.co.in |
| Decentro | member | decentro.tech |
| Deleverage | member | www.deleverage.in |
| DMI Finance | member | www.dmifinance.in |
| DRN Legal | associate | www.drnlegal.com |
| Ecofin Services | member | www.ecofinservices.com |
| Eduvanz | member | eduvanz.com |
| Eko | member | eko.in |
| Entitled | member | www.entitled.co.in |
| Experian | member | www.experian.in |
| EY | associate | www.ey.com/en_in |
| Ezfinanz | member | ezfinanz.com |
| FameScore | member | famescore.in |
| Fi Money | member | fi.money |
| FinBox | member | finbox.in |
| Finova | member | www.finova.in |
| Finpedia | member | www.finpedia.id |
| FlexiLoans | member | flexiloans.com |
| Freo | member | freo.money |
| Frog8 | member | frog8.co.in |
| Fundfina | member | www.fundfina.com |
| GetKosh | member | getkosh.com |
| GetVantage | member | getvantage.co |
| Gromor | member | gromor.in |
| HyperVerge | member | hyperverge.co/in |
| iGnosis | member | ignosis.ai |
| IIFL | member | www.iifl.com |
| InCred | member | www.incred.com |
| IndiaGold | member | refer.indiagold.co |
| IndiaLends | member | indialends.com |
| Indifi | member | www.indifi.com |
| iSPIRT | associate | ispirt.in |
| Khaitan & Co | associate | www.khaitanco.com |
| Kinara Capital | member | kinaracapital.com |
| KPMG | associate | kpmg.com/in/en.html |
| KreditBee | member | www.kreditbee.in |
| Lendingkart | member | www.lendingkart.com |
| LendingPlate | member | lendingplate.com |
| LexisNexis Risk | associate | lexisnexisrisk.com |
| Light Microfinance | member | lightmicrofinance.com |
| Loaney | member | loaney.in |
| Lucid Ledger | member | www.lucidledger.co.in |
| MiMo IQ | member | mimoiq.com |
| MobiKwik | member | www.mobikwik.com |
| Moneyloji | member | www.moneyloji.com |
| Moneyview | member | moneyview.in |
| Muthoot Fincorp | member | www.muthootfincorp.com |
| MyPaisaa | member | www.mypaisaa.com |
| Navi | member | navi.com |
| NBFC Advisor | associate | www.nbfcadvisor.com |
| Nelito | associate | www.nelito.com |
| NeoGrowth | member | neogrowth.in |
| NeoKred | member | www.neokred.tech |
| Niro | member | niro.money |
| Niyogin | member | www.niyogin.in |
| Northern Arc | member | www.northernarc.com |
| OKCredit | member | okcredit.com |
| Oxyzo | member | www.oxyzo.in |
| Paisabazaar | member | www.paisabazaar.com |
| PayRupik | member | www.payrupikloan.in |
| PaySprint | member | www.paysprint.in/index.html |
| Paytm | member | paytm.com |
| PayU Finance | member | payufin.in |
| Perfios | member | www.perfios.com |
| Progcap | member | progcap.com |
| Protium | member | protium.co.in |
| Quadrillion Finance | member | www.quadrillion.finance |
| RapidRupee | member | www.rapidrupee.in |
| RBL Bank | associate | www.rblbank.com |
| Revfin | member | www.revfin.in |
| Rezolve.ai | member | www.rezolve.ai |
| Saafe | member | saafe.in |
| SalaryDay | member | salaryday.in |
| ScoreMe | member | www.scoreme.in |
| Shubh Loans | member | www.shubhloans.com |
| Signzy | associate | www.signzy.com |
| SmartCoin | member | smartcoin.co.in |
| SMC Finance | member | www.smcfinance.com |
| Spice Money | member | spicemoney.com |
| SwipeLoan | member | swipeloan.in |
| Tala | member | tala.co.in |
| TeleSign | associate | www.telesign.com |
| Tezz Capital | member | tezzcapital.com/company |
| True Balance | member | www.truebalance.io |
| Udaan | member | udaan.com |
| UGRO Capital | member | www.ugrocapital.com |
| Uni | member | www.uni.cards |
| Vaibhav Vyapaar | member | www.vaibhav-vyapaar.com |
| Vivifi | member | vivifin.com |
| Voxomos | associate | voxomos.ai |
| WeRize | member | www.werize.com |
| Yubi | member | www.go-yubi.com |
| Zaggle | member | www.zaggle.in |
| Zeta | member | www.zeta.tech |
Parsed from the SRO's published member page on 2026-09-10. Marketing rosters, not filings — see methodology.
Activity
- 2026-09-10 recognition UFF recognised as India's second SRO-FT
- 2025-04-16 announcement DLAI rebrands as Unified Fintech Forum (UFF); new leadership elected
- 2025-04 announcement UFF executive committee and working-group chairs in place
- 2024-09 announcement DLAI among fintech bodies that applied to RBI for SRO-FT status